||[Aug. 18th, 2009|11:52 am]
|||||The Climb - Miley Cyrus||]|
I am trying to figure out if I can afford to go back to choir this Fall.
Technically, there is no way I can afford the membership dues. With my two student loan payments, plus the money I owe Ed & Elaine, I'm currently just scraping by. Thing is, Ed & Elaine will keep telling me not to worry about paying them back (they have said this numerous times already) but it's already been over a year since they lent me the money, so I would like to finish taking care of that as soon as possible.
As for the student loans, I am letting the larger amount slide, which is risky since it could still show on my credit report, and only sending in the smaller amount when they send me "past due" notices. Hopefully and eventually, my application for loan forgiveness will be approved, and all of that will be erased. The thing is, the last one took 8 months to be reviewed, and I haven't yet even received a letter acknowledging that they have received my application.
The other thing, is that I am fairly certain if I said I had to drop out of choir for financial reasons, they would most likely tell me to come out anyway, which I just don't think is fair to the other members who do pay.
I guess, as it stands, I'll go to the practice in August and see what I can do. I'll definitely still pay for the top we just had made ($15). I may take money out of my emergency fund to finish paying off Ed & Elaine, but I'm not sure if I'll be able to go to Anime North 2010 if I do that.
I honestly haven't bought groceries in so many months, I can't remember. Just the odd thing here or there (ie milk, fruit).
I guess I'm just not sure whether or not to make choir a priority. I'm posting this here, because I know what the several people I could talk to about this in person would say.
Thanks for your input.